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Plans & pricing

Pricing

Straightforward pricing for Summit Mortgage, with no surprises at checkout.

Pricing

Clear, upfront pricing

Honest pricing with no surprises. Final pricing is confirmed at your visit based on your individual needs.

First-Time Buyer Guidance

Transparent, tiered pricing scoped to your goals; fixed scope agreed up front.

Walk through every step in plain English, no jargon, no surprises.

  • Work scoped to what actually moves your numbers
  • Transparent, tiered options with a fixed scope up front
  • Regular check-ins and plain-language reporting
  • Measurable results tracked against clear goals

Fast Pre-Approval

Transparent, tiered pricing scoped to your goals; fixed scope agreed up front.

Turned around same-day or next-business-day, competitive rates locked in.

  • Work scoped to what actually moves your numbers
  • Transparent, tiered options with a fixed scope up front
  • Regular check-ins and plain-language reporting
  • Measurable results tracked against clear goals

Multi-Lender Shopping

Transparent, tiered pricing scoped to your goals; fixed scope agreed up front.

Access dozens of lenders; you get the rate and terms that fit your life.

  • Work scoped to what actually moves your numbers
  • Transparent, tiered options with a fixed scope up front
  • Regular check-ins and plain-language reporting
  • Measurable results tracked against clear goals

Purchase & Refinance Loans

Transparent, tiered pricing scoped to your goals; fixed scope agreed up front.

Home buying or rate refresh — handled with the same care and speed.

  • Work scoped to what actually moves your numbers
  • Transparent, tiered options with a fixed scope up front
  • Regular check-ins and plain-language reporting
  • Measurable results tracked against clear goals

On-Time Closings

Transparent, tiered pricing scoped to your goals; fixed scope agreed up front.

Every closing tracked, every deadline met, keys in hand on schedule.

  • Work scoped to what actually moves your numbers
  • Transparent, tiered options with a fixed scope up front
  • Regular check-ins and plain-language reporting
  • Measurable results tracked against clear goals

Have a question about pricing or what’s included? Get in touch and we’ll walk you through it.

FAQ

Frequently asked questions

Does it cost more to use a broker?

Usually not — we have access to wholesale rates and competition that often beats going to a single bank.

How fast can I get pre-approved?

Often within a day once we have your basics. A strong pre-approval makes your offers far more competitive.

What credit score do I need?

There are programs for a wide range of credit. Talk to us — we'll tell you exactly where you stand and how to improve it.

Credentials

Licensed, insured & accredited

Backed by 8+ years of commercial work and the credentials to match.

Certifications

  • Credentialed, experienced professionals

Memberships

  • Richmond Chamber of Commerce member
  • Better Business Bureau — A+ Accredited

Ready to start your project?

Tell us what you have in mind and we’ll put together a clear, no-obligation estimate for Richmond, Greater Richmond, the Richmond metro area.

Wayfound Studio

We designed this concept for Summit Mortgage.

Wayfound builds custom websites like this for local businesses — fully designed and live in 6 business days, from $2,499.

See pricing & get yours

A concept preview by Wayfound — not Summit Mortgage’s live site.