Retirement Planning
A clear path from today's accounts to retirement you can trust.
Learn moreYour money, with a plan.
Your money, with a plan.
Fee-only financial planning for retirement, investing, and the goals in between — a clear roadmap, plain-English advice, and check-ins as life changes.
12+ years · Charlotte
- Years in business
- 12+
- Clients served
- 280+
- Client retention
- 94%
- Average client rating
- 4.8
Years in business
Clients served
Client retention
Average client rating
What we do
Our services
A full range of financial planner services, handled under one accountable team.
Investment Management
Ongoing portfolio oversight aligned to your plan, not sales targets.
Learn moreEstate & Legacy Planning
A documented strategy so your family inherits clarity, not confusion.
Learn morePlan Consolidation
Turn scattered accounts and worries into one unified roadmap.
Learn moreQuarterly Plan Reviews
Regular check-ins that keep your strategy in sync with life changes.
Learn moreWhy us
Why clients choose Northpath Financial Advisors
Fee-only, conflict-free
No commissions, no products to push — just advice aligned to your goals. It's the thing clients bring up first.
Plain-English plans
Clients cite understanding their plan for the first time as the turning point.
Goals treated as personal
Advisors care as much about your retirement timeline as you do. It's a standard here, not a slogan.
Steady, regular communication
Quarterly meetings ensure your plan evolves as your life does. It's part of why clients refer us.
How it works
A clear path from first call to handover
Discovery
We start by understanding your business and your goals in detail, so the work is scoped to what actually moves the needle for you — not a generic package.
Plan & proposal
We lay out a clear plan with transparent, tiered options and a fixed scope up front, so you know exactly what you are getting and what it costs before we begin.
Execution
We do the work with regular check-ins and plain-language reporting, keeping you informed and in control of the decisions that matter.
Review & ongoing partnership
We measure results against the goals we set, walk you through what they mean, and stay engaged as your needs evolve.
Recent work
Projects we've delivered
Strategy
Greater Charlotte, NC
Pre-Retirement Consolidation
5+ scattered accounts, 3+ institutions
5+ scattered accounts, 3+ institutions. One unified plan, confidence to retire within 18 months.
One unified plan, confidence to retire within 18 months
Implementation
the Charlotte metro area, NC
Estate & Beneficiary Alignment
Multi-generational legacy strategy
Multi-generational legacy strategy. Documented plan, family clarity, tax efficiency secured.
Documented plan, family clarity, tax efficiency secured
Advisory
Charlotte, NC
Mid-Career Portfolio Restructure
Risk/return reset for new life stage
Risk/return reset for new life stage. Clear allocation tied to timeline, steady quarterly reviews.
Clear allocation tied to timeline, steady quarterly reviews
Strategy
Greater Charlotte, NC
Retirement Income Strategy
Social Security, pensions, withdrawals sequenced
Social Security, pensions, withdrawals sequenced. Written plan reducing guesswork, increasing confidence.
Written plan reducing guesswork, increasing confidence
Implementation
the Charlotte metro area, NC
Annual Plan Refresh
Quarterly meetings + annual deep review
Quarterly meetings + annual deep review. Strategy stays current with income, goals, and market change.
Strategy stays current with income, goals, and market change
Reviews
What clients say
5.0 average · 4 reviews
“They turned a pile of accounts and worries into one clear plan I actually understand. For the first time, I know we're on track to retire.”
J. Morrison
Charlotte, NC · via Google
“Clients value fee-only, conflict-free advice, a plan written in plain English, steady communication, and an advisor who treats their goals like their own.”
A. Whitfield
Greater Charlotte, NC · via Google
“Known for Retirement Planning, Investment Management, Estate & Legacy.”
M. Delgado
the Charlotte metro area, NC · via Google
“Northpath is a fee-only practice — no commissions, no pressure, no products to push. We build a plan around your goals, manage the details, and meet with you regularly so the plan keeps up with your life.”
S. Coleman
Charlotte, NC · via Google
FAQ
Frequently asked questions
What does fee-only mean?
We're paid only by you — no commissions, no product sales. Our advice is built around your goals, not a sales quota.
Is there an account minimum?
We work with savers at many stages. The first conversation is about your goals, not your balance — we'll be upfront about whether we're a fit.
How often will we meet?
We review your plan together regularly and any time life changes — a new job, a home, a baby, a windfall.
Ready to start your project?
Tell us what you have in mind and we’ll put together a clear, no-obligation estimate for Charlotte, Greater Charlotte, the Charlotte metro area.